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Ten Tips for First-Time Homebuyers:

1. Be picky, but don't be unrealistic. There is no perfect home.

2. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and your closing costs

4. Don't wait to get a loan. Talk to a lender and get pre-qualified for a mortgage before you start looking.

5. Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.

6. Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?

7. Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you'll buy as well as type of mortgage terms that suit you best.

8. Don't let yourself be house poor. If you max yourself out to buy the biggest home you can afford, you'll have no money left for maintenance or decoration or to save money for other financial goals.

9. Don't be naïve. Insist on a home inspection and if possible get a warranty from the seller to cover defects within one year.

10. Get professional help. Hire a REALTOR® as an Exclusive Buyer's Representative. Unlike a listing agent, whose first duty is to the seller, a buyer's representative is working only for you.

 Courtesy of REALTOR® Magazine Online

 

More Information for Home Buyers:

- An Agent's Role in NC
- Q & A's for Home-Buyers
- Understanding Closing Costs
- Area School Information
- Calculators

 

 

 

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Greater Asheville Area Videos

 

The Spirit of Asheville NC

 

 

 

Fall Foliage and Incredible NC Mountain Views

 

 

 

 Asheville NC: "Beer City USA"

 

 

 

 

 

Art Deco Tour of Downtown Asheville

 

 

Tour the Biltmore Estate

 

 

  

Visit Hendersonville NC

 

 

  

NC Apple Festival in Hendersonville NC

 

 

 

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BLUE RIDGE PROPERTIES GROUP

22 North Main Street
Weaverville, North Carolina 28787
(828) 658-5200

 

  

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