Home Affordability

March 28, 2024

Marry the House NOT the Mortgage

 

Embracing the philosophy of "marry the house, date the rate" offers a prudent approach to home ownership, suggesting a long-term commitment to the property while remaining flexible with interest rates. With predictions indicating a downward trend in rates over the next year, there's a positive outlook for refinancing ...

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Posted in Home Affordability
March 1, 2024

Assumable Mortgages?!

New to looking at homes? Have you ever noticed a section that says "Assumable" followed by the answer "No"? If your answer is yes and you just simply ignore that, let me fill you in! 

When you see this on a listing it is referring to the current mortgage ...

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Posted in Home Affordability
Nov. 27, 2023

Are Mortgage Rates Starting to Come Down?!

Could it be?! Could it really be that we are FINALLY starting to see the interest rates for mortgage loans creep their way back down? The most recent rates are at their lowest since a couple months ago which we can all only hope that they continue to creep down ...

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Posted in Home Affordability
Oct. 20, 2023

How Buying a Multi-Generational Home Helps with Affordability Today



In today's world of rising housing costs, many buyers are looking for ways to still be able to buy a home. Some of them have found a solution in multi-generational living.

Multi-generational living is when two or more adult generations live together under one roof. This includes siblings, parents ...

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Posted in Home Affordability
Sept. 18, 2023

Benefits of a Larger Downpayment

Buying a home is a significant financial milestone that often requires careful planning and consideration. One of the most crucial decisions you'll make when purchasing a house is determining the size of your down payment. While some may opt for a smaller down payment to get into a home ...

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Posted in Home Affordability
April 28, 2022

Home Prices Have Begun Falling: Here Are the Cities Where They’re Down the Most

Home Prices Have Begun Falling: Here Are the Cities Where They’re Down the Most

We may not have made the list but it is a breath of fresh air to see that some areas are starting to see the home prices starting to come down. This is actually an interesting article to read and see what some areas home prices are currently. I mean ...

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Posted in Home Affordability
April 20, 2022

A bit of 2008 déjà vu: The housing market hitting new levels

You’d be hard-pressed to find housing economists proclaiming that the ongoing housing boom is nearing a 2008-type bust. In fact, many say the opposite, based on the belief that the demographic wave of millennial first-time homebuyers, elevated wage growth, and limited supply will all continue pushing the market upwards. Every ...

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Posted in Home Affordability
Oct. 11, 2021

Home Renovation

 

July 28, 2021

First time home buyers

 

Being a first time home buyer can be overwhelming to say the least. Buyers who are willing to approach the process from a practical rather than an emotional standpoint can avoid common mistakes. The interior of a home may be important BUT so is having a mortgage payment that ...

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July 21, 2021

HOME EQUITY

That makes this improvement a must! The kitchen is the heart of the home, so make it one you love! What does your dream kitchen have in it?