Mortgage Info

June 2, 2026

Wells Fargo's 3D-Printed Home Mortgage Program Signals a New Era in Housing

The housing industry continues to evolve, and one of the most exciting developments is the growing acceptance of 3D-printed homes. Recently, Wells Fargo announced a landmark partnership with construction technology company ICON, making it easier for buyers to obtain traditional mortgage financing for 3D-printed homes.

For years, one of the …

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March 30, 2026

What VA Loan Changes Could Mean for Western North Carolina Buyers

For many veterans in Western North Carolina, the VA home loan program remains one of the most powerful tools for achieving homeownership. But as our local market continues to stay competitive (especially around Asheville, Weaverville, and surrounding mountain communities) there’s growing conversation about how the program can better serve today’s …

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March 18, 2026

Pending Home Sales See Slight Uptick as Affordability Improves, but Challenges Linger


Single Family Houses with Light Snow

 

February brought a small boost in pending home sales, signaling that buyers are cautiously returning to the market. According to the latest report from the National Association of REALTORS® (NAR), contract signings for home sales edged up as mortgage rates dipped and home prices moderated—but hurdles remain as spring …

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March 11, 2026

The Housing Market Is Showing Signs of Improvement Heading Into Spring

 

After a slow start to the year, the housing market is beginning to show some encouraging signs for buyers. According to the latest report from the National Association of REALTORS®, existing-home sales saw a slight increase in February as improving affordability and lower mortgage rates started bringing buyers back …

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Feb. 11, 2026

Advice for Buying or Selling a Home in 2026

Mortgage rates are expected to decline somewhat over the next several quarters, which has implications for prospective homebuyers and sellers. But regardless of current mortgage rate trends, Americans will still have reasons to move, whether they want to downsize in retirement or need to relocate for a better job.

Here's what …

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Feb. 6, 2026

It’s Getting More Affordable To Buy a Home

There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines.

Buying a home is getting more affordable.

Monthly payments have started to come down, and the squeeze buyers have been feeling for the past few years is slowly loosening. Now, that doesn’t mean …

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Jan. 31, 2025

Tax Consequences for Giving or Receiving Down Payment Gift

When receiving a monetary gift for a down payment on a home, it's essential to understand the tax implications and documentation requirements involved.

Tax Implications for the Donor:

  • Annual Gift Tax Exclusion: As of 2024, an individual can gift up to $18,000 per recipient without incurring gift tax …

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Aug. 30, 2024

Ways to Lower your Mortgage Rate

Are high mortgage rates causing you concern? Or perhaps you're simply looking to secure a lower interest rate on your mortgage? Either way, there's good news! By following these four straightforward steps, you can improve your chances of locking in a better rate:

  1. Boost Your Credit Score: A …

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Posted in Mortgage Info
Aug. 23, 2024

Mortgage Rates and Buying a Home

2024 has been an eventful year in the housing market, but it looks like we might finally be seeing some light at the end of the tunnel! This is exciting news for both Realtors and home buyers.

Over the past year, we’ve experienced interest rates climbing as high as 8 …

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Posted in Mortgage Info