Home Affordability

March 11, 2026

The Housing Market Is Showing Signs of Improvement Heading Into Spring

 

After a slow start to the year, the housing market is beginning to show some encouraging signs for buyers. According to the latest report from the National Association of REALTORS®, existing-home sales saw a slight increase in February as improving affordability and lower mortgage rates started bringing buyers back …

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March 5, 2026

Is It Finally a Buyer’s Market?

 

The U.S. housing market is gradually shifting from a strong seller’s market toward a more balanced and slightly buyer-friendly market. Inventory has increased for the 27th straight month, homes are taking longer to sell, and price reductions and seller concessions are becoming more common. Mortgage rates dipping below …

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Feb. 26, 2026

The One Decision That Can Make or Break Your Home Sale

 

 

When it comes to selling your home, there’s one decision that has the power to determine everything: your asking price.

It affects how quickly your home sells, whether buyers make an offer or scroll past your listing, and ultimately how much money you walk away with. Price it …

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Feb. 24, 2026

Real Estate Housing Dynamics in March

 

As winter fades and spring begins, the real estate market typically sees a predictable seasonal uptick in activity.

March marks a major turning point, with existing-home sales jumping an average of 33.5% from February — the largest month-to-month increase of the year. Warmer weather, longer daylight hours, and …

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Feb. 11, 2026

Advice for Buying or Selling a Home in 2026

Mortgage rates are expected to decline somewhat over the next several quarters, which has implications for prospective homebuyers and sellers. But regardless of current mortgage rate trends, Americans will still have reasons to move, whether they want to downsize in retirement or need to relocate for a better job.

Here's what …

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Feb. 6, 2026

It’s Getting More Affordable To Buy a Home

There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines.

Buying a home is getting more affordable.

Monthly payments have started to come down, and the squeeze buyers have been feeling for the past few years is slowly loosening. Now, that doesn’t mean …

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March 28, 2024

Marry the House NOT the Mortgage

 

Embracing the philosophy of "marry the house, date the rate" offers a prudent approach to home ownership, suggesting a long-term commitment to the property while remaining flexible with interest rates. With predictions indicating a downward trend in rates over the next year, there's a positive outlook for refinancing …

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Posted in Home Affordability
March 1, 2024

Assumable Mortgages?!

New to looking at homes? Have you ever noticed a section that says "Assumable" followed by the answer "No"? If your answer is yes and you just simply ignore that, let me fill you in! 

When you see this on a listing it is referring to the current mortgage …

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Posted in Home Affordability
Nov. 27, 2023

Are Mortgage Rates Starting to Come Down?!

Could it be?! Could it really be that we are FINALLY starting to see the interest rates for mortgage loans creep their way back down? The most recent rates are at their lowest since a couple months ago which we can all only hope that they continue to creep down …

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Posted in Home Affordability
Oct. 20, 2023

How Buying a Multi-Generational Home Helps with Affordability Today



In today's world of rising housing costs, many buyers are looking for ways to still be able to buy a home. Some of them have found a solution in multi-generational living.

Multi-generational living is when two or more adult generations live together under one roof. This includes siblings, parents …

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Posted in Home Affordability