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Being a first time home buyer can be overwhelming to say the least. Buyers who are willing to approach the process from a practical rather than an emotional standpoint can avoid common mistakes. The interior of a home may be important BUT so is having a mortgage payment that is not too much of a stretch or commute to work. When considering how much of a home you can afford, ask yourself these questions.
Can you afford this home and monthly payment?
Does it fit your current lifestyle?
What will your future self want?
Has the property been maintained?
Do you have an exit strategy?
The bottom line is homeownership can be empowering but also a daunting process. Choose a home within you means. Something you love and can afford.
That makes this improvement a must! The kitchen is the heart of the home, so make it one you love! What does your dream kitchen have in it?
32% of non-homeowners say their limited income is a factor holding them back from saving from a down payment. What do you think is holding you back?
Hang curtains or drapes to block light during the hottest hours. Curtains cover the window only and drapes go all the way down to the floor. Both are effective, but drapes are better at blocking light. Go with closed-weave, heavy fabrics in light, opaque colors, and hang the drapery as close to the window as possible. Drapes and curtains with white plastic backings may reflect even more light Keep drapes closed during the hottest hours of the day. Typically, 10am–4pm are the hottest hours, but it depends on where you live. Try vertical or horizontal blinds for a cost-efficient way to reduce heat. Slat-type window blinds are an affordable solution and allow you to control glare, light, and heat by simply adjusting the slats. Look for highly reflective blinds in a style you like and keep them tightly closed during the hottest part of the day. If you have horizontal blinds, consider painting your interior walls a light color. Horizontal slats reflect sunlight onto the ceiling and light colors diffuse that light effectively without creating a lot of heat or glare. Blinds aren't as effective as drapery at blocking light and heat, but being able to adjust them is a nice plus. Blinds with reflective finishes on the outward-facing side are the best choice. Install roller or roman shades indoors for an inexpensive option. These shades are easy to install and won’t put a huge dent in your wallet. Typically, you attach a roller bar at the top of the window and lower the shades with an attached cord. Roman shades are fairly similar but they’re made of fabric. Heavier fabrics are the most effective, so look for tight, thick weaves. Opaque roller shades are the most effective option, but only when they're fully drawn. On the downside, they block light and restrict airflow.
Everyone is itching to revamp their living space, and if you’re considering tearing down a wall, run through this list of questions beforehand. It’s important to count the cost of the whole project before you get started, everything from patching to paint. What’s your favorite part of a project, the dreaming or the finishing?
When considering if you want to build your dream home or buy one. There are so many factors to consider and the process is completely different.
If you want that million dollar view you will need to go up, on a mountain road. Yes, it's usually steep and not normally flat. Keep this in mind when you come from a flat area to the mountains. Building on a slope is done all the time here, so don't let that scare you. The cost just becomes higher with a steeper slope and with the cost of lumber these days it is normally more per square footage to build than to buy. Building that dream home comes with a price but who says you can't have it ALL?
When buying a home. It may not be perfect and there are some things you want differently in the home. But you can always change the layout, update kitchens and baths or open up a wall to make it feel larger inside. so, many different choices with buying vs building. No matter which way you decide to go, it will all usually work out in the end. We are here to help you through either process.
If you're thinking of selling your home now is a really great time! With so few homes hitting the market there are actual bidding wars breaking out. That might sound intimidating, don’t worry, there's no reason to do it alone. We are here to help !
Soil shrinks like a sponge when moisture is removed from it and when that happens it pulls away from the foundation of your home creating a gap. This gap allows for the foundation to move. When the foundation of a home is not supported properly it can shift around and cracks will begin to appear. In turn, if there is too much moisture it will cause the soil that is supporting the foundation of your home to expand.
It’s important to make sure your pipes are secured and aren’t leaking and that you don’t have any plumbing leaks in your home. If your home isn’t equipped with basement waterproofing or a sump pump, the excess water will add to the soil causing it to expand and push against your foundation.
Regardless of whether the flooding comes from a storm, a leak, inadequate drainage or something else, too much water will be a problem for your concrete foundation. When hydrostatic pressure becomes too much for the foundation of your home you will notice more leaks, more cracks and more problems.
Concrete can also crack under extreme sun and heat because it causes the concrete to expand. During the day and under the sun the concrete will expand, and then overnight the concrete will shrink and retreat back to its original unbaked position.
The moral of the story is that it is important to keep your foundation stable, dry and supported. Before buying a new home get this inspected . This cost is minimal and in the long run will save you money.